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I used to think paying for a loan audit was a waste, but it saved my house.
About a year ago, I was drowning in a home equity line of credit that kept changing terms. The payments jumped and I couldn't keep up. My wife found a firm that does deep loan audits for complex cases like mine. I thought it was a scam, but we were desperate. It cost us $1,200 up front, which felt insane to pay when we were already short. They went through every document and found the lender had made a major error in how they calculated the adjustable rate from the start. They gave us a full report we used to negotiate. The lender had to recast the loan and we got a fixed rate we can actually afford. Has anyone else had a good result from one of these audits, or did I just get lucky?
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nancybailey2d agoTop Commenter
Sounds too good to be true, honestly.
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avery_lopez2d ago
Worked for me, @nancybailey. Just takes some patience.
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samjohnson1d ago
Patience is basically a myth at this point. If it sounds too good to be true, you just haven't waited long enough for the disappointment to kick in. Avery's out here living in a timeline where things actually work. Must be nice.
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