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That time a banker in Phoenix told me creative financing was just legal fraud

He leaned over the table at a coffee shop and whispered that I was basically scamming people with seller carrybacks, but last I checked, a 6% note with zero origination fees is way more transparent than what his bank charges, so has anyone else had to defend ethical structuring to someone who thinks all non-bank loans are sketchy?
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2 Comments
skylerp31
skylerp311mo ago
Did he actually explain what part of a seller carryback he thinks is fraudulent, or did he just throw out the word "scam" because it's not his bank's cookie-cutter loan product?
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nancygrant
nancygrant1mo ago
Right, because zero origination fees are so shady lol.
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