Rant: Insurance estimator told me to section a panel I'd normally replace
Had a State Farm adjuster in Tulsa last Tuesday argue that I should section a quarter panel on a 2018 F-150 because the damage was 'contained.' I've been doing this 14 years and sectioning that thing would leave a weld seam right in the wheel arch. Am I crazy for pushing back, or is everyone else seeing more of these cost-saving calls that just create comebacks down the road?
My buddy runs a shop up in Wichita and had the exact same fight with an adjuster over a quarter panel on a Silverado, and he ended up caving because the customer was breathing down his neck about the bill. Six months later the seam started showing rust bubbles right at the arch, and guess who got blamed for it. Stand your ground, because that comeback is gonna land on you, not the guy in the office.